We?ll start with the all-time dilemma; the question of whether you should purchase a Term Life Insurance or another type of Life Insurance that accumulates cash value. One way or another, everybody is aware of the main reason why this question constantly surfaces; monthly premiums! Term Insurance happens to be the least expensive, and most [...]
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Gurhan Gary Demirkan
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Mark Aucamp
During the 1993 housing recession it was estimated that one and a half million homeowners had negative equity. The Council of Mortgage Lenders has announced that approximately 900,000 homeowners currently have some degree of negative equity. They believe around 600,000 of these homeowners have seen modest shortfalls of around 10%. When compared with the previous [...]
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Larry Greenberg
Today?s well-informed consumer knows that many variable annuities?with their high costs and complicated features?are a confusing maze of smoke and mirrors. But today there are simple, low-cost annuities that can offer consumers a better value. Below are three common questions that I often hear about variable annuities.
1. Question: ?Will the steep cost of variable annuity [...]