One of the hardest parts when shopping for life insurance is establishing how much coverage to purchase. We’re talking about years into the future and many unknowns. In fact, there’s only a few “knowns” and we have to put our faith in these when considering the amount of life insurance coverage. Most people do not [...]
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Dennis Jarvis
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Gurhan Gary Demirkan
State Partnership Program is one of the main benefits of having a Long Term Care Insurance that provides safety-net for your assets. Basically, it allows you to protect equal amount of your assets to your policy’s pay out in benefits.
Let’s explain this in an example:
?You have a Long Term Care Insurance policy with $300.00 daily [...] -
Gurhan Gary Demirkan
State Partnership Program is one of the main benefits of having a Long Term Care Insurance that provides safety-net for your assets. Basically, it allows you to protect equal amount of your assets to your policy’s pay out in benefits.
Let’s explain this in an example:
?You have a Long Term Care Insurance policy with $300.00 daily [...] -
Dennis Jarvis
I had a friend the other day call and ask me about buying term life insurance. He had just signed up for an expensive whole life plan through his employer and wanted to compare life insurance plans with what’s out there on the market. We went through the differences between his current plan and term [...]
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Dennis Jarvis
Shopping for life insurance sure is better than it used to be. Before the advent of the internet and online shopping, the whole process was tedious, confusing, and probably limiting in the options you could compare. A table full of rate tables and percentages was the norm of the day and there was good reason [...]
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Dennis Jarvis
There are all types of term life insurance on the market and one of the various flavors is declining term life. It’s not nearly as common as level term life (the heavy weight on the market) but it is available and typically for a lower rate when comparing apples and apples (term benefit, etc). Let’s [...]
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Amy Nutt
When many people go on a holiday, they will often use a car that is not their own in order to get a more personal experience of the destination area. Sometimes these cars turn out to be not very reliable. They can be either old or have mechanical problems. If you are using a car [...]
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Dennis Jarvis
Now we’re getting into the large lengths of term life periods. 30 year term life insurance is typically the longest period of term that most life insurance companies offer and for good reason. Beyond this amount, you’re probably looking at whole life insurance and we covered the advantages of term life over whole life in [...]
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Dennis Jarvis
One of the first big considerations you will hit when comparing term life insurance plans and rates is the length of coverage that is needed (and affordable). The range can be from 5 to 30 years for most carriers but this choice has pretty big implications later on during the policy. 15 year life is [...]
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Dennis Jarvis
Now, we’re entering the longer lengths of term life…20 year term life insurance. Quite different from 5, 10, or even 15 year, 20 year is more of what people think of when looking at addressing the traditional needs of life insurance. 20 years is long enough a period to address most issues while keeping the [...]
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