What I saw on Facebook this morning under the keyword “broke” is overwhelming, to say the least. All these people whining about how broke they are would appear to them, to be a pretty daunting predicament to overcome, and reflects the true state of the economy. The recession is really biting in, that’s for sure. [...]
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Anthony J. Namata
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Simon Johnnson
Far too many businesses fail entirely or fail to even approach their true profit potential. This is an embarrassing fact, and one that can be changed. Personal issues are the origin of a large number of business problems. A pattern of errors and missed opportunities in the business world often corresponds to poor time management [...]
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Michael Challiner
Statistics from City watchdog the Financial Services Authority reveal some staggering figures regarding home repossessions.
Repossessions climbed by almost 100 per cent last year, with 13,161 families being evicted between June and September alone. This means that 1 family is being evicted every 10 minutes, after failing to keep up with mortgage payments on their homes.
Since [...] -
Michael Challiner
The first thing that a lender will do is to try to get you to agree to pay your arrears over a period of time at the same time as making your regular monthly repayments. They may try to make this easier for you by agreeing to accept interest only monthly payments or by lengthening [...]
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Michael Challiner
Under a tightening of rules being considered by The Financial Services Authority (FSA) homebuyers could face having to raise a deposit of at least 15 per cent before they can get a mortgage. The Authority has also hinted that the amount that mortgage lenders could provide as a multiple of income could also be controlled.
The [...] -
Michael Challiner
As the economic recession continues, losing your job and as a result, your home is the nightmare uppermost in many people’s minds. But if you are worried that redundancy could be followed by your home being repossessed, there have been two positive developments.
Firstly the Royal Bank of Scotland has said that it will not commence [...] -
Michael Challiner
As the economic recession continues, losing your job and as a result, your home is the nightmare uppermost in many people’s minds. But if you are worried that redundancy could be followed by your home being repossessed, there have been two positive developments.
Firstly the Royal Bank of Scotland has said that it will not commence [...] -
Michael Challiner
The latest news on retirement is that it’s a very expensive luxury. Maybe your grandparents seemed to lead a blissful existence, with Grandad happily pottering in his greenhouse and Grandma having plenty of time to enjoy hobbies and planning their days out. Times have changed and reality has kicked in.
The fact is that recent figures [...] -
Jeremy Stanfords
In business, time is money. And businesses operate in “real time” — especially in a call center environment. In order for a center to be effective, reports must provide management with complete real-time data so that agents and managers can modify their company’s behavior quickly to achieve higher productivity and efficiency and thus be more [...]
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Michael Challiner
It is a great shock to suddenly lose an income, in the current economic climate this is happening more and more frequently. Employees can take steps to protect themselves though. Your first line of defence will be your redundancy money, any pay in lieu of notice and your ?rainy day? savings. However, there are also [...]
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