There are some pet owners who treat their pets as family members and are willing to pay whatever is necessary to keep them fit, healthy and safe. It’s amazing how many people are now considering treatments which sound major even for humans – hip replacements, open heart surgery and even stress management. As you’d expect [...]
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Michael Challiner
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Michael Challiner
By the end of this month some of the country’s largest high street banks will cease selling single premium Payment Protection Insurance known as PPI because of continuing pressure from the City Regulator. Payment Protection Insurance is generally sold to cover repayments on unsecured loans, such as credit cards in the event of unemployment.
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Michael Challiner
Especially in the present climate job loss is a worry and accident or illness can happen at any time. It is wise to have income protection. This needs to stretch to all your outgoings, not just one direct debit of the many. Payment Protection Insurance needs to be looked at carefully as it is not [...]
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Michael Challiner
The employment market is grim and many people might be faced with the reality of redundancy and how to pay for credit, loans and mortgages. Around 13 million people have Payment Protection Insurance (PPI) in place to help with monthly outgoings if they are not able to work which sounds very sensible in the present [...]
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Michael Challiner
You’ll get far faster access to specialist than you would if you joined the NHS queue and if you need treatment you don’t have to worry about laying out large sums of money for treatment. It’s amazing just how much you’d have to pay for even simple procedures if you chose to go privately without [...]
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Michael Challiner
For a long time now, one of the most attractive “perks” in job advertisements has been “private sickness insurance”. For those who start employment with a firm that offers this, it’s an appreciable benefit. When it extends to the family too, it can offer a great deal of peace of mind. The employer benefits by [...]
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Michael Challiner
If you’re astute enough to have a dental insurance plan in place, are you sure that it covers everything you need? People take out dental insurance for the family, take a quick look through the policy and continue to pay the premium each year. Not a particularly sensible thing to do, actually, as it’s always [...]
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Dennis Jarvis
One of the hardest parts when shopping for life insurance is establishing how much coverage to purchase. We’re talking about years into the future and many unknowns. In fact, there’s only a few “knowns” and we have to put our faith in these when considering the amount of life insurance coverage. Most people do not [...]
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A Nutt
Insurance is something that plays a very large role in helping a small business reduce any liabilities that they may have. In addition, insurance also offers a peace of mind for the individual and their family members. For this process, hiring an insurance broker can be really important. There are numerous reasons for hiring an [...]
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Dennis Jarvis
I had a friend the other day call and ask me about buying term life insurance. He had just signed up for an expensive whole life plan through his employer and wanted to compare life insurance plans with what’s out there on the market. We went through the differences between his current plan and term [...]
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